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Which professional you choose to see may be influenced by your insurance coverage. It is very important to have a clear understanding of your benefits, including the following:

Whose services are covered (Psychologist, etc)?

Is there a list of providers from which you must choose?

What percentage of the charges will be covered?

Is there an annual limit to your insurance coverage?

Is there a total lifetime limit the insurance company will pay?

Note: Many people do not have any insurance coverage. If that is your situation, you may want to look for agencies or individual therapists that use a “sliding fee scale.” This means that the fee charged is based on your income and ability to pay.

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